Branch Manager
Steven Hatcher
NMLS #653069 · CA DRE #01966448
Talk with Steven about your home financing goals, your questions, and the next step in your mortgage journey.
Meet StevenYOUR CHICO MORTGAGE TEAM
Big life move.
Local guidance.
A first home. A new chapter. A better fit. Let’s find a mortgage that makes sense for you.
Real conversations. Clear next steps.
Right here in Chico.
39.7285° N 121.8375° WA little more local.
A lot more personal.
YOUR NEXT CHAPTER STARTS HEREA lot more personal.
Home loans and refinancing in Chico, California
IMS Lending’s Chico team helps you explore home purchase and refinance options. Compare loan programs, estimate your monthly payment, or connect with a local loan officer. Visit our office at 1074 East Ave, Suite G, Chico, CA 95926.
Buying your first home✳Moving into your next✳Rethinking your mortgage
A LOAN FOR YOUR NEXT CHAPTER
Different goals.
Let’s explore your options.
01 /02 /03 /
Build a buying plan
First-time buyers
Understand your budget, preapproval, cash to close, and first-home options.
A smaller down payment path
FHA loans
Understand FHA eligibility, mortgage insurance, and property standards.
Flexible home financing
Conventional loans
Compare financing for a primary home, second home, or rental property.
PUT SOME NUMBERS TO YOUR PLANS
What could your
monthly payment be?
Explore the numbers at your own pace. Adjust the home price, down payment, and loan terms to see how they work together.
Start hereA LITTLE CLARITY GOES A LONG WAY
Home priceYour starting point
Down paymentYour investment
Loan term & interestYour options
Your plans.
In perspective.
Explore estimates without entering personal information.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Know who’s
in your corner.
Mortgage questions deserve a conversation.
Meet your Chico mortgage team.
JOCHICO, CALIFORNIA
Loan Officer
Jason Andrew O’Hanlon
NMLS #1629562 · CA DRE #02191239
Connect with Jason to explore mortgage options and build a plan for your next home purchase or refinance.
Meet JasonSOME OF OUR GOOGLE REVIEWS
Hear from people
who’ve been there.
★★★★★
“Steven Hatcher is a great mortgage broker!”
★★★★★
“he was always patient, clear, and incredibly responsive.”
★★★★★
“He guided us through every step”
Selected excerpts from individual experiences. These are not a live review feed or an overall rating. Your experience may vary.
Read all Google reviewsWHEREVER YOU ARE IN THE PROCESS
Let’s talk about
what’s next.
You don’t need every answer to take the first step.
Start here