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Home equity loans & HELOCs

Let’s talk about home equity loans & helocs.

Compare a second mortgage, a revolving credit line, and cash-out refinancing.

Connect with Jason about your next step.

UNDERSTANDING YOUR OPTIONS

About home equity loans & helocs

A home equity loan generally provides a lump sum with a defined repayment schedule. A home equity line of credit (HELOC) lets you draw eligible funds during a draw period. Both use your home as collateral and can add a separate payment while leaving an existing first mortgage in place. Ask which products are currently available.

Read the full guide, costs & FAQs →

  • Current mortgage and other lien statements
  • Estimated home value, income, debts, and credit information
  • Amount needed, intended use, and a repayment plan

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

Explore another starting point

Ready for a full application?

Continue to the secure ARIVE portal.