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DSCR investor loans

Let’s talk about dscr investor loans.

Understand rental-income qualification for investment property financing.

UNDERSTANDING YOUR OPTIONS

About dscr investor loans

A debt service coverage ratio (DSCR) loan is an investment-property financing option that evaluates rental income relative to a qualifying housing payment rather than relying primarily on your personal employment income. It is generally a business-purpose loan for a non-owner-occupied rental, not a way to finance your own residence.

Read the full guide, costs & FAQs →

  • Property address, lease or expected market rent, and rental history
  • Purchase price or existing loan balance, taxes, insurance, and HOA dues
  • Credit, down payment and reserve assets, plus entity documents if applicable

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

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Ready for a full application?

Continue to the secure ARIVE portal.