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Down payment assistance

Let’s talk about down payment assistance.

Learn how assistance can work alongside an eligible first mortgage.

Connect with Jason about your next step.

UNDERSTANDING YOUR OPTIONS

About down payment assistance

Down payment assistance may help eligible buyers with down payment or closing costs. It is usually paired with a qualifying first mortgage rather than replacing one. California state and local options can have different borrower, property, education, and funding requirements. Ask about current availability and participating-lender access.

Read the full guide, costs & FAQs →

  • Household income, homeownership history, and proposed purchase location
  • Savings and the estimated cash needed to close
  • Any required homebuyer education and details of the first mortgage

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

Explore another starting point

Ready for a full application?

Continue to the secure ARIVE portal.