1. Discuss financing and preapproval
Start with your goals and financial picture. Ask what has been reviewed for a preapproval and which conditions remain. It is a starting point, not a guarantee of final approval.
2. Search for a home
Work with your real estate agent and keep your financing team informed as your plans take shape.
3. Complete the application
Provide the information and documents requested for the loan. Our secure ARIVE portal is the place for sensitive application materials.
4. Processing
The loan team organizes the file and requests missing items. Respond promptly to questions so the review can progress.
5. Underwriting
The lender reviews the file against its requirements and may request additional information or set conditions.
6. Closing
Review the final documents and ask about anything you do not understand. Your team will explain signing, funding, and the next steps for your transaction. Timing and requirements vary.
General educational information. Discuss your specific situation and current program requirements with your loan officer.
Talk with our team