Rooted in Chico. Focused on your next chapter.Home financing, made personal.

USDA loans

Let’s talk about usda loans.

Learn about home financing for eligible properties and households through the USDA guaranteed-loan program.

Connect with Steven about your next step.

UNDERSTANDING YOUR OPTIONS

About usda loans

USDA financing is designed for eligible primary residences in qualifying areas. Household income, property location, and lender requirements are part of the review. Ask the team to check the current eligibility rules for your household and the home you are considering.

  • Property-location requirements apply
  • Household income eligibility is reviewed
  • Discuss down payment, fees, and total costs

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

Explore another starting point

Ready for a full application?

Continue to the secure ARIVE portal.