Rooted in Chico. Focused on your next chapter.Home financing, made personal.

Renovation loans

Let’s talk about renovation loans.

Explore mortgage options that may include approved home improvements.

Connect with Steven about your next step.

UNDERSTANDING YOUR OPTIONS

About renovation loans

Renovation financing can help eligible borrowers plan for a home and approved improvements together. The property, scope of work, contractor requirements, and available loan program all affect what is possible. Talk through the proposed project before relying on financing for repairs.

  • Program and lender availability vary
  • Eligible work and contractor requirements apply
  • Review the budget, inspections, and completion timeline

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

Explore another starting point

Ready for a full application?

Continue to the secure ARIVE portal.