Rooted in Chico. Focused on your next chapter.Home financing, made personal.

FHA loans

Let’s talk about fha loans.

Learn about government-insured financing and its down payment requirements.

UNDERSTANDING YOUR OPTIONS

About fha loans

FHA loans are insured by the Federal Housing Administration. They have specific eligibility, property, and mortgage insurance requirements. Compare the full costs with other available options.

  • Government-insured financing
  • Primary residence requirements
  • Upfront and ongoing mortgage insurance costs

Program availability and qualification requirements vary. This information is not an offer or commitment to lend.

A SIMPLE START · NO CREDIT CHECK

Let’s get to know your plans.

First, a little about your plans.

All fields are required unless marked optional.

This is not a loan application or consent to automated marketing texts or calls. Please do not submit Social Security numbers, financial documents, or account numbers.

LOCAL PEOPLE. CLEAR NEXT STEPS.

Start with questions.
Move at your pace.

A team member will review your request and respond using your contact details.

  • No application or credit inquiry is submitted by this form.
  • Share your questions and the goals that matter to you.

Loan availability and eligibility depend on your circumstances and lender guidelines. This form does not determine eligibility or quote terms.

Explore another starting point

Ready for a full application?

Continue to the secure ARIVE portal.